When Olivia Scott took her first international trip, she paid for everything with a debit card. “I thought I was being responsible,” she says, “but then I saw how many rewards points I had missed out on.” That realization sparked her journey into exploring the best credit cards for travel rewards—and today, she wouldn’t dream of traveling without one.
“The first travel card I got paid for my next flight after just a few months,” Olivia recalls with excitement. “It felt like free money, but really, it was smart spending.” She explains that the right travel rewards card can turn everyday purchases into flights, hotel stays, and even VIP lounge access.
Her biggest lesson was understanding the difference between cards. “Some focus on airline miles, others on hotel points, and some offer flexible rewards you can transfer.” Olivia personally prefers cards that give flexible points, because they let her choose whichever airline or hotel has the best deal. “That flexibility is worth gold when you’re planning a trip.”
Olivia also learned the importance of annual fees. “A high fee can be worth it—if the perks outweigh the cost. My current card has a $95 fee, but it gives me free checked bags, travel insurance, and bonus points. That alone saves me hundreds every year.”
She stresses that paying balances on time is non-negotiable. “Travel rewards only make sense if you avoid interest charges. Otherwise, the bank wins.” Olivia always pays in full each month, ensuring her travel rewards credit card works for her, not against her.
Today, Olivia has flown to three countries using points alone. “It still feels magical every time I book a flight with rewards instead of cash,” she smiles. Her advice: “Don’t leave free travel on the table. Choose one of the best credit cards for travel rewards, pay responsibly, and let your everyday spending take you around the world.”
